Financial question: what are the beneficial deposits for individuals Sberbank is ready to offer?
B recently, many people go tofinancial organizations in order to learn about deposits for individuals. Sberbank is becoming the choice of many due to its rating and a large list of services. However, everything in order.
First you need to tell about the most famousdeposits for individuals. Sberbank offers a "Save" tariff, with which you can open a savings account for a period of 1 month to 3 years. This is available to everyone, because the minimum amount to invest is 1 000 p. Ho needs to know that this contribution does not imply replenishment and the possibility of a partial withdrawal of funds. The interest rate, depending on the term, varies from 4.6 to 6.23%.
The second popular choice of customers is the tariff"Refill". The rate in this case varies from 4.92 to 5.72%. However, the deposit can be issued for a period of 3 months to 3 years. Partial withdrawal is also impossible, but a regular replenishment of the account is available.
Comfortable conditions with a low percentage
This is also possible. Many people, studying profitable deposits for individuals in Sberbank, make a choice in favor of the tariff "Manage." The percentage is small, it varies from 4.62 to 5.41%, but the conditions for the client are provided comfortable. He, having issued this tariff, can replenish his contribution and partially withdraw funds when necessary. You can open such a deposit for a period of from 3 months to 3 years.
The minimum amount, in contrast to the abovetariffs, does not begin with a thousand rubles, and c 30,000. By the way, if a person is interested in a foreign currency deposit in Sberbank for individuals, he can also make a choice in favor of the "Manage" offer. Ho the minimum amount for a deposit in dollars, like in the euro, is one thousand.
What is the profit from this deposit? This will help calculate the calculator. Suppose a person invested 100 000 rubles. Every 30 days he contributes an additional 15,000. And on average he takes about 5,000 rubles a month. A year later the total amount of the deposit will be 226 883 p. A net profit will be equal to 6 883 rubles. By the way, under these conditions the rate is equal to 4.32% per annum.
Tariff "Give life" is also necessary to noteattention, telling about deposits for individuals. Sberbank proposes to open a deposit with a rate of 6.08% per annum and at the same time help children suffering from hematological and oncological diseases.
The deposit is made for one year, you can notreplenish or withdraw funds. The minimum amount starts from 10 000 r. This is a unique proposal, since every 3 months the organization transfers to the charity fund "Give life" 0.3% of its profit from the deposit.
From the minimum amount for the year, the profit will be only about 608 rubles. But if you invest more, for example 1 000 000 rubles, you will be able to gain 60 840 rubles.
Making out online
In our time people are most interested inproposals for the opening of deposits, which can be used without visiting the office. Naturally, there are such deposits of Sberbank for individuals. Reviews make sure that they are the most convenient.
At the moment the offer "Newlevel "with a maximum stake of 7.2%. But it will be so high if a person invests from 1,000,000 r. For deposits from 10 to 500 thousand rubles a rate of 6.6% is available. Ho is also a third option. For deposits from 500 000 to 1 000 000 rubles, a rate of 6.9% is proposed.
Now these deposits are very popular for individuals. Sberbank, however, warns that this proposal will not last long. Until the last day of March 2017, inclusive, if clarified.
It is worth noting also the program withcalled the Savings Account. This is a foreign currency deposit. In Sberbank for individuals who wanted to open a deposit in euros or dollars, before there were separate offers. Ho at the moment there are none. But the savings account can be opened not only in rubles, but also in euros and dollars. And for an indefinite period. A at any time to replenish it, withdraw funds. And the amount of investment, by the way, has no limitations.
The rate for deposits in euros and dollars is0.01% per annum. For ruble clients, it varies from 1.5 to 2.3%, depending on the amount. The minimum rate is valid for deposits up to 30 000 p. Maximum - for amounts from 2 000 000 p.
Another interesting proposal can be consideredSavings certificates from Sberbank. These are securities that are intended to increase financial resources. They are popular, because the maximum rate can reach 8.45%. The minimum amount in this case is 10,000 rubles. The validity of the certificate can vary from 91 to 1,095 days.
Most benefit is received by people buyingCertificate for the amount of 100 million rubles for a period of more than 180 days. The final profit is impressive. Having invested this amount for a maximum period, you can eventually receive an income of 24,595,457 rubles. And if a person is ready to purchase a certificate for 100 000 p., Then his profit will be 6 350 p.
Well, as you can see, Sberbank is readyoffer its customers a lot of good options that will help increase their capital. They only need to decide in favor of which of them they are ready to make a choice.