How to earn an apartment?
Everyone needs a roof over his head -Free space, which he can consider his home. In the conditions of the current wages of the post-Soviet countries and market prices of apartments, the average citizen will be able to buy his own home in 15-25 years if he does not eat all this time, dress and spend material resources for other needs, which is an impossible task. In this regard, the article will consider some ideas on how to make money on an apartment with limited finances.
Loans, mortgages, loans
Three painful words that bind foreverties of banking institution and borrower. Nevertheless, this method can not be discounted, since at times it is the only way out. The disadvantages of this method:
- high interest (the apartment as a result will be 30-50% more expensive);
- bureaucracy, drinking from the borrower all the forces (the collection of certificates and documents can take months);
- pledge (for real estate or valuable property);
- provision of sureties on demand;
- payment of additional costs (notary services, appraiser, deductions for insurance, etc.).
But there is an unconditional plus - you can immediatelystart living in your apartment, without waiting for decades, until the necessary amount has accumulated. This is an acceptable way for those who need housing urgently, as well as for people who do not have a career in their work and do not expect any serious changes in their financial income.
Pay for my apartment
Quite an original way to make money.apartment, associated with a certain risk. If you are a reliable borrower in the eyes of the bank, then you can take an apartment on credit and hand it over to the tenants. Thus, strangers will pay a monthly fee for a loan instead of you. To implement this method, you need a preliminary agreement with the bank and a document stating that the financial institution is notified of your actions and has no complaints about it.
Is it worth waiting for help from the state?
Employees of most budget organizationshave low salaries and can not count at least on average income, but for some services there are special benefits (including loans) and the opportunity to queue up for an apartment. If you have not decided on your future profession, then this is also one of the options to have your own home.
Own business, making a profit, alsowill allow you to significantly accelerate the accumulation of the required amount. Not sure about your own abilities - combine the process of becoming a business with the main job. When the money invested begins to beat back to zero or give some income, you will be able to re-evaluate your work schedule and decide whether you are ready to intensively develop the business started. Perhaps you can even combine it with the main work.
Each person has a favorite hobby, which he does not consider as an additional source of income due to his enthusiasm. And there are many such examples:
- A person who understands the principle of the arrangement of machines, appliances and other equipment can, in his spare time, earn additionally on their repair;
- A person with artistic skills should try to sell their creations for money;
- Do not be lazy to learn technology. At the moment, the Internet opens up unlimited opportunities for people to attract additional revenue, ranging from paid mailings of letters and ending with million projects that bring their creators huge money. Learn one of the web professions, becoming a specialist in your field, and you will be provided with a highly paid work with a flexible schedule.
In the article Where to take money for an apartment you will find more practical advice on how to raise funds for personal housing.